Dental
Taking care of your oral health is an important part of your overall health and well-being. Dental coverage through Delta Dental helps you stay on top of routine care and manage the cost of basic and major dental services when you need them. Although you can see any dental provider, your benefits are generally greater when you use an in-network provider.
Delta Dental
You can choose between the Delta Dental Base and Delta Dental Buy-Up plans. Both plans cover preventive care at 100% and provide coverage for basic, major, and orthodontic services. The main difference is the annual maximum: the Buy-Up plan provides a higher annual maximum that the plan will pay per person and a higher orthodontia lifetime maximum.
Dental Plan Comparison
| Base | Buy-Up | |
| In-Network | In-Network | |
| Calendar Year Plan Maximum | ||
| Per Individual | $1,500 per individual | $2,000 per individual |
| Calendar Year Deductible | ||
| Individual | $50 | $50 |
| Family | $150 | $150 |
| Preventive Care | ||
| Routine Cleanings, Exams (twice a year) | $0 | $0 |
| Basic Services | ||
| Fillings, Routine Extractions | 20%* | 20%* |
| Major Procedures | ||
| Crowns, Dentures, Bridges | 50%* | 40%* |
| Orthodontia | ||
| Adults | 50% up to a lifetime maximum benefit of $1,000 per individual | 50% up to a lifetime maximum benefit of $1,500 per individual |
| Children (up to age 18) |
* You have the option to visit any dental provider you wish, but you will pay less by utilizing in-network care.
Maximum Rollover Feature
Both dental plans include a Maximum Rollover feature, which lets you carry a portion of your unused annual plan maximum into a Maximum Rollover account for future use. You can roll over up to 25% of the unused amount each year, up to $500. See www.deltadentalnj.com for eligibility requirements and additional details.
Access & Savings
Access Your Coverage
Visit www.deltadentalnj.com to review your benefits and eligibility, find an in-network dentist, track claims, get cost estimates, and print a copy of your ID card. You can also download the Delta Dental app for convenient access to your benefits. For questions, call 800-452-9310.
Save With a PPO Network Dentist
You can visit any dentist, but using a Delta Dental PPO network dentist can help you save through discounted rates and higher benefits. Staying in network can also help reduce the chance of additional costs from balance billing.
Delta Dental Contacts
Delta Dental of New Jersey